Struggling to Make Payroll? Get Staffing Payroll Funding Within 24 Hours.
Staffing agencies often pay employees every week, but clients take 30–90 days to pay invoices. Our payroll funding solutions give you immediate cash so you can make payroll on time, grow your roster, and take on new contracts—without waiting for client payments.
✔ No credit score required
✔ Approvals in hours
✔ Same-day payroll funding available
✔ Perfect for temp, medical, IT, and light industrial staffing
How Payroll Funding Works for Staffing Agencies
Payroll funding (also called staffing factoring) converts your outstanding client invoices into immediate cash so you can cover payroll and operating expenses without stress.
Simple 3-Step Process
- Submit Your Client Invoices
No intensive underwriting. No long financial review.
- Receive Up to 95% of Invoice Value Immediately
Funds are sent directly to your account—often the same day.
- We Release the Remaining Balance When Your Client Pays
Minus a small factoring fee.
This gives staffing agencies predictable cash flow and eliminates the gap between paying employees and getting reimbursed by clients.
Why Staffing Agencies Use Payroll Funding
Staffing payroll is unique:
You pay workers weekly, but clients may take 45, 60, or even 90 days to pay invoices.
Payroll funding helps staffing agencies:
- Make payroll on time, every time
- Take on new clients without cash flow limitations
- Hire more temps and contractors
- Expand into new industries or locations
- Avoid high-interest loans or lines of credit
- Stabilize cash flow during rapid growth cycles
If you’re onboarding quickly, winning new contracts, or struggling with payroll gaps, payroll funding solves the working capital challenge.
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Payroll Funding vs. Payroll Loans for Staffing Agencies
Staffing Agencies Should Avoid Traditional Payroll Loans—Here’s Why:
|
Feature |
Payroll Loans |
Staffing Payroll Funding |
|
Adds Debt |
✔ Yes |
✘ No |
|
Approval Speed |
Days–Weeks |
Hours |
|
Collateral Required |
Often |
No |
|
Works With Fast Growth |
No |
Yes—Scales with volume |
|
Credit Score Dependent |
Yes |
No—based on client credit |
|
Weekly Payroll Support |
Limited |
Designed for staffing |
With payroll funding, you’re not borrowing money—you’re accessing cash your clients already owe you.
Who We Fund in the Staffing Industry
Temporary Staffing
Consistent weekly payroll + slow client payments = constant cash pressure. Funding smooths payroll immediately.
Medical & Nurse Staffing
High bill rates and long payment cycles make predictable cash flow essential.
IT & Technology Staffing
Support large contract placements without waiting 60–90 days for receivables.
Administrative, Clerical & Professional Staffing
Keep talent placed and paid without cash flow disruption.
Light Industrial & Manufacturing Staffing
Large headcounts and high turnover require steady payroll capital.
Why Staffing Agencies Choose Factor Finders
Staffing Specialists
We work with agencies every day—we understand payroll cycles, timecards, approvals, and vendor portals.
Funding Built for Growth
The more invoices you generate, the more capital we provide. No limits.
Back-Office Friendly
Our partners can integrate with many timekeeping, payroll, and VMS systems.
Transparent Pricing
Simple, easy-to-understand rates. No hidden fees. No long-term commitments unless you prefer them.
Human Support, Not a Call Center
Get a dedicated funding specialist who knows your agency and your clients.
⭐ Real Stories From Staffing Owners
“Payroll was always a challenge because clients paid 45+ days out. After switching to payroll funding through Factor Finders, we have zero cash flow issues and have added new clients every quarter.”
“We were turning down contracts because we couldn’t cover payroll during onboarding. Now we take every opportunity.”
Frequently Asked Questions About Staffing Payroll Funding
How quickly can I get funded?
Many agencies receive funding within 24 hours of approval.
Do I need good credit?
No—funding is based on the creditworthiness of your clients, not your company.
Do you fund startup staffing agencies?
Yes. As long as you have creditworthy clients, you can get payroll funding—even with little or no operating history.
Is this a loan?
No. Payroll funding is not debt.